ACG offers various programs based on each specific circumstance:

• Traditional Cash Advance: Our standard program which requires split funding through one of our many processing partners or setting up a lockbox account if the processor is not a partner of BCC and cannot be changed.

• Bank only ACH Programs: Fixed daily payment program for merchants who do not accept credit cards.

• Line of Credit Program: A merchant is approved for a dollar amount which can be funded in fixed installments or drawn upon by the merchant as needed.

• Hybrid Cash Advance - Similar to a Traditional Cash Advance however repayment is taken as a combination of a percentage of credit card processing plus a daily ACH.

• Premier Programs: For "better qualified" merchants, these options allow either lower factors or longer payback time periods.

• Starter Cash Advance: For merchants who do not qualify for other programs, This allows them to take smaller advances & build lender confidence.

• Bank only ACH Starter Program - Fixed daily payment program for merchants who do not qualify for Regular ACH Program.

• Canada Cash Advances: All of the above programs can be funded in Ontario, Canada.