Types of Leases

ACG specializes in matching your Industry and  your specific criteria, with the best leasing companies to provide you with the right equipment loans and leases for transactions ranging in size from $3 Thousand to $10 million and more.

Our Leasing Partners, offer flexible terms from twelve months up to eight years,

with advance rates tailored to the equipment and credit strength of the borrower.

 

Our equipment financing products and services include:

 

• New and used equipment loans and leases

• Capital Lease/Finance Lease

• True Operating Lease/Tax Lease

• Sale-leaseback 

• Software Only Leases

• TRAC or Split TRAC Lease

• Short and Long Term Loan/Equipment Loan

• Equipment Revolver/Equipment Based Line of Credit

• Step Payment Leases

• Quarterly and Annual Payment Options

• Debt financing

• Lease lines of credit for equipment capital expenditures

• Cash flow loan structures

• Creative Structures

• Asset-based revolving lines of credit

 

The Benefits of Leasing

The technology lease vs. buy question cannot be answered exclusively by using a financial formula. Employee efficiency, equipment lifespan, competitive advantage and even customer perception are just a few of the factors in the decision process that ultimately is intended to help achieve your business objectives. Layer on that the differences in lease terms between best of breed manufacturers and proper approach becomes more difficult to envision.Here is a quick set of guidelines that will help you think about the lease vs. buy question for your organization.

Financial Preserve Capital: 

Leasing keeps capital in your business.Better predict cash flow: Leasing allows for more accurate forecasting of free cash flow and simplifies the budgeting process.Offset your taxable profits: In some cases Leasing costs can be used to lessen your organization’s taxable profit.

Minimize “soft cost” capital outlays: Expenses such as software and shipping can be built into the lease, freeing up more capital.Preserve your senior credit lines: Leasing has no impact on an existing line of credit.

End Technology Obsolescence: Chances are your technology will be obsolete in a few years, you can keep your technology refreshed with upgrades at key milestones in the lease.

For those that are credit Challanged:  Some of our lenders take on story credits and complex relationships: ACG helps even the most complex and financially challenged businesses achieve their technology and financial goals.

Flexibility: We help create flexible payment terms to meet specific budgets and financial situations.

Startups needing to purchase several peices of equipment through Multi-Manufacturers, on one lease.

ACG takes the complexities out of leasing. You choose the technology, we provide the financing. There are many benefits to leasing vs. buying technology — but also many questions. The bottom line is every organization is unique. Our lenders have worked with thousands of organizations from venture-backed startup to Fortune 500's,  to help make the right decision.

We’ve seen it all and are ready to put our years of experience to work for you.